Real ChatGPT answer · index seedgb30AT00VHscompleteFinance and banking · retirement accountscomparison

Compare the liquidity constraints and investment options of a solo 401k at Fidelity versus a traditional SEP IRA for a self employed freelance consultant making six figures.

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Compare the liquidity constraints and investment options of a solo 401k at Fidelity versus a traditional SEP IRA for a self employed freelance consultant making six figures.
3 real searches · 1 real-search pass
Fidelity Self Employed 401(k) plan features loans Roth contributions investments fees officialGoogle ↗
OBSERVED
IRS 2026 401k contribution limits SEP IRA contribution limits self employed officialGoogle ↗
OBSERVED
IRS SEP IRA early withdrawal rules 10 percent penalty traditional IRA officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
Fidelity Self Employed 401(k) plan features loans Roth contributions investments fees official Google ↗
IRS 2026 401k contribution limits SEP IRA contribution limits self employed official Google ↗
IRS SEP IRA early withdrawal rules 10 percent penalty traditional IRA official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Fidelity Self Employed 401(k) plan features loans Roth contributions investments fees official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
IRS 2026 401k contribution limits SEP IRA contribution limits self employed official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
IRS SEP IRA early withdrawal rules 10 percent penalty traditional IRA official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1