How strict is Pennymac when calculating debt to income ratio for self-employed borrowers trying to save money?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How strict is Pennymac when calculating debt to income ratio for self-employed borrowers trying to save money?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
PennyMac self-employed borrower debt-to-income ratio income calculation guidelines tax returns add backs 2026 Google ↗
PennyMac seller guide self employed income calculation DTI maximum debt to income ratio Google ↗
- self-employed borrower guidelines · pennymac.com
- Debt-to-Income Ratios · selling-guide.fanniemae.com
- 24-27: Fannie Mae: Use of Business Income: · corr.pennymac.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
PennyMac self-employed borrower debt-to-income ratio income calculation guidelines tax returns add backs 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
PennyMac seller guide self employed income calculation DTI maximum debt to income ratio OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |