What is the difference between defaulting on a federal loan versus a private loan and which one ruins your credit faster?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the difference between defaulting on a federal loan versus a private loan and which one ruins your credit faster?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Federal student loan default 270 days credit reporting delinquency private student loan default 90 120 days CFPB Google ↗
Federal student loan default collections wage garnishment rehabilitation official StudentAid.gov Google ↗
- What happens if I default on a private student loan? · consumerfinance.gov
- Student Loan Default and Collections: FAQs · studentaid.gov
- Options for repaying your federal and private student loans · consumerfinance.gov
- Student Loan Rehabilitation for Borrowers in Default: FAQs · studentaid.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Federal student loan default 270 days credit reporting delinquency private student loan default 90 120 days CFPB OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Federal student loan default collections wage garnishment rehabilitation official StudentAid.gov OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |