How much does a late payment on a business credit card impact my personal credit score when seeking a home mortgage?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How much does a late payment on a business credit card impact my personal credit score when seeking a home mortgage?
3 real searches · 1 real-search pass
business credit card late payment reported personal credit bureaus delinquency issuer policy mortgage FICO 30 day lateGoogle ↗
OBSERVEDReason
Fannie Mae mortgage credit report business credit card late payment personal credit report underwritingGoogle ↗
OBSERVEDReason
CFPB credit report late payment 30 days credit score impactGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
business credit card late payment reported personal credit bureaus delinquency issuer policy mortgage FICO 30 day late Google ↗
Fannie Mae mortgage credit report business credit card late payment personal credit report underwriting Google ↗
CFPB credit report late payment 30 days credit score impact Google ↗
- Do business credit cards affect personal credit? · usbank.com
- Do Business Credit Cards Show Up On a Personal Credit Report? · experian.com
- Do Business Credit Cards Affect Your Personal Credit Score? · nerdwallet.com
- Does a Late Payment Affect Credit Score? myFICO · myfico.com
- How long does information stay on my credit report? · consumerfinance.gov
- AnnualCreditReport.com · annualcreditreport.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
business credit card late payment reported personal credit bureaus delinquency issuer policy mortgage FICO 30 day late OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fannie Mae mortgage credit report business credit card late payment personal credit report underwriting OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB credit report late payment 30 days credit score impact OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |