Real ChatGPT answer · index seedgLAgCVVNWrIcompleteAutomotive · auto financing and leasinginformational

Are interest rates on Bank of America used car loans negotiable or are they strictly tied to the age of the vehicle and my credit tier?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are interest rates on Bank of America used car loans negotiable or are they strictly tied to the age of the vehicle and my credit tier?
2 real searches · 1 real-search pass
Bank of America auto loan rates used car loan terms rate discount negotiation 2026Google ↗
OBSERVEDReason
Bank of America auto loan rates used car APR factors negotiate rate officialGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Bank of America auto loan rates used car loan terms rate discount negotiation 2026 Google ↗
Bank of America auto loan rates used car APR factors negotiate rate official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Bank of America auto loan rates used car loan terms rate discount negotiation 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Bank of America auto loan rates used car APR factors negotiate rate official
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1