We are appealing a recent Unum long term disability denial and I want to know what legal or medical precedents help overturn these decisions.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We are appealing a recent Unum long term disability denial and I want to know what legal or medical precedents help overturn these decisions.
3 real searches · 1 real-search pass
Unum long term disability denial ERISA court cases arbitrary capricious medical evidence treating physician 10th Circuit KansasGoogle ↗
OBSERVEDReason
Supreme Court ERISA disability benefits Firestone Glenn Metropolitan Life v Glenn Supreme Court disability insurer conflict of interestGoogle ↗
OBSERVEDReason
ERISA disability claims regulations full and fair review disability claims 2018 treating physician rule Department LaborGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Unum long term disability denial ERISA court cases arbitrary capricious medical evidence treating physician 10th Circuit Kansas Google ↗
Supreme Court ERISA disability benefits Firestone Glenn Metropolitan Life v Glenn Supreme Court disability insurer conflict of interest Google ↗
ERISA disability claims regulations full and fair review disability claims 2018 treating physician rule Department Labor Google ↗
- Metropolitan Life Ins. Co. v. Glenn | 554 U.S. 105 (2008) · supreme.justia.com
- METROPOLITAN LIFE INS. CO. v. GLENN · law.cornell.edu
- ca10.uscourts.gov · ca10.uscourts.gov
- Peggy I. Allison, Plaintiff-appellant, v. Unum Life Insurance Company of America, Defendant-appellee, 381 F.3d 1015 (10th Cir. 2004) :: Justia · law.justia.com
- ALLISON v. UNUM LIFE INSURANCE COMPANY OF AMERICA (2004) · caselaw.findlaw.com
- UNITED STATES COURT OF APPEALS · ca10.washburnlaw.edu
- 29 CFR § 2560.503-1 - Claims procedure. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- Benefit Claims Procedure Regulation FAQs · dol.gov
- Group Health and Disability Plans Benefit Claims Procedure Regulation · dol.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Unum long term disability denial ERISA court cases arbitrary capricious medical evidence treating physician 10th Circuit Kansas OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Supreme Court ERISA disability benefits Firestone Glenn Metropolitan Life v Glenn Supreme Court disability insurer conflict of interest OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
ERISA disability claims regulations full and fair review disability claims 2018 treating physician rule Department Labor OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |