How do I transfer my existing employer long term disability policy to a private plan without triggering a huge rate increase
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I transfer my existing employer long term disability policy to a private plan without triggering a huge rate increase
2 real searches · 1 real-search pass
employer group long term disability conversion portability individual policy guaranteed issue conversion privilege insurer guidanceGoogle ↗
OBSERVEDReason
California employer group long term disability coverage conversion individual disability insurance underwriting tax premiumsGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
employer group long term disability conversion portability individual policy guaranteed issue conversion privilege insurer guidance Google ↗
California employer group long term disability coverage conversion individual disability insurance underwriting tax premiums Google ↗
- Group Long Term Disability Insurance (LTD)– Excluded Employees Only · benefits.calhr.ca.gov
- Continue your group insurance · principal.com
- GROUP LONG TERM · prudential.com
- Insurance Portability and Conversion · utsystem.edu
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
employer group long term disability conversion portability individual policy guaranteed issue conversion privilege insurer guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
California employer group long term disability coverage conversion individual disability insurance underwriting tax premiums OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |