What should I look out for in pre-existing condition clause exclusions when shopping for individual short term disability insurance while pregnant?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What should I look out for in pre-existing condition clause exclusions when shopping for individual short term disability insurance while pregnant?
3 real searches · 1 real-search pass
individual short term disability insurance pregnancy pre-existing condition exclusion look back period policy maternity coverageGoogle ↗
OBSERVEDReason
Virginia Bureau Insurance short term disability pregnancy pre-existing condition exclusion individual policyGoogle ↗
OBSERVEDReason
NAIC disability income insurance pre-existing condition exclusion consumer guide pregnancyGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
individual short term disability insurance pregnancy pre-existing condition exclusion look back period policy maternity coverage Google ↗
Virginia Bureau Insurance short term disability pregnancy pre-existing condition exclusion individual policy Google ↗
NAIC disability income insurance pre-existing condition exclusion consumer guide pregnancy Google ↗
- § 38.2-3514.1. Preexisting conditions provisions · law.lis.virginia.gov
- Code of Virginia § 38.2-3514.1 (2025) - Preexisting conditions provisions :: 2025 Code of Virginia :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Insurance Topics | Short-Term Limited-Duration Health Plans · content.naic.org
- A CONSUMER’S GUIDE TO · ncdoi.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
individual short term disability insurance pregnancy pre-existing condition exclusion look back period policy maternity coverage OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Virginia Bureau Insurance short term disability pregnancy pre-existing condition exclusion individual policy OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
NAIC disability income insurance pre-existing condition exclusion consumer guide pregnancy OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |