Real ChatGPT answer · index seedg2fDHexdyTccompleteFinance and banking · checking and savings accountsinformational
I noticed a strange debit card transaction on my statement that I definitely did not authorize, so how long do I have to dispute it and get my money back?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I noticed a strange debit card transaction on my statement that I definitely did not authorize, so how long do I have to dispute it and get my money back?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB unauthorized debit card transaction 60 days statement Regulation E provisional credit 10 business days 2026 Google ↗
12 CFR 1005.11 unauthorized electronic fund transfer 10 business days provisional credit 45 days Google ↗
- How do I get my money back after I discover an unauthorized transaction or money missing from my bank account? · consumerfinance.gov
- SECTION 1005.11—Procedures for Resolving Errors · federalreserve.gov
- § 1005.11 Procedures for resolving errors. · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB unauthorized debit card transaction 60 days statement Regulation E provisional credit 10 business days 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
12 CFR 1005.11 unauthorized electronic fund transfer 10 business days provisional credit 45 days OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |