What are the penalties if we accidentally exceed the annual HSA contribution limit and how do we fix it before tax season?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the penalties if we accidentally exceed the annual HSA contribution limit and how do we fix it before tax season?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS HSA excess contributions 6% excise tax remove excess contributions earnings due date tax return Form 5329 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS Publication 969 excess contributions HSA employer contributions withdrawal deadline attributable earnings OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |