What are the cost differences between hiring a bankruptcy trustee versus negotiating directly with creditors through a debt consolidation loan
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the cost differences between hiring a bankruptcy trustee versus negotiating directly with creditors through a debt consolidation loan
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 US bankruptcy filing fees Chapter 7 338 Chapter 13 313 official courts trustee compensation Chapter 13 percentage Google ↗
CFPB debt consolidation loan costs interest fees risks debt management bankruptcy comparison Google ↗
- Court Fees | Eastern District of North Carolina · nceb.uscourts.gov
- Fees Schedule | Middle District of North Carolina · ncmb.uscourts.gov
- What do I need to know about consolidating my credit card debt? · consumerfinance.gov
- What is the difference between credit counseling and debt settlement, debt consolidation, or credit repair? · consumerfinance.gov
- What is a debt relief program and how do I know if I should use one? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 US bankruptcy filing fees Chapter 7 338 Chapter 13 313 official courts trustee compensation Chapter 13 percentage OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
CFPB debt consolidation loan costs interest fees risks debt management bankruptcy comparison OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |