Real ChatGPT answer · index seedfxXkwE8B940completeFinance and bankingcommercial

My mortgage lender requires proof of my down payment funds by end of day, which high yield savings account offers instant transfers without a five day holding period

ChatGPTgpt-62 queries2h ago
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
My mortgage lender requires proof of my down payment funds by end of day, which high yield savings account offers instant transfers without a five day holding period
2 real searches · 1 real-search pass
high yield savings accounts same day outgoing wire transfer cutoff times funds availability new account holds 2026Google ↗
OBSERVEDOther / navigational
Ally Bank Marcus Goldman Sachs Capital One 360 Performance Savings outgoing domestic wire transfer same day cutoff hold policyGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short fact: wants a specific short fact: a number, date, name, place, priceShort factChatGPT real searches · Short fact: 0 of 2 queries (0%)Other / navigational: a site, brand, product, person or place with no question behind itOther / navigationalChatGPT real searches · Other / navigational: 2 of 2 queries (100%)100%Comparison: compares options or asks for the best / top / cheapestComparisonChatGPT real searches · Comparison: 0 of 2 queries (0%)Consequence: what happens as a result: effects, outcomesConsequenceChatGPT real searches · Consequence: 0 of 2 queries (0%)Reason: why something happens or what causes itReasonChatGPT real searches · Reason: 0 of 2 queries (0%)Definition: what something is or what a term meansDefinitionChatGPT real searches · Definition: 0 of 2 queries (0%)Instruction: how to do something: steps, a tutorial, a fixInstructionChatGPT real searches · Instruction: 0 of 2 queries (0%)Yes / no: a yes-or-no questionYes / noChatGPT real searches · Yes / no: 0 of 2 queries (0%)

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
high yield savings accounts same day outgoing wire transfer cutoff times funds availability new account holds 2026 Google ↗
Ally Bank Marcus Goldman Sachs Capital One 360 Performance Savings outgoing domestic wire transfer same day cutoff hold policy Google ↗
4 cited sources
  1. Transfers · www.ally.com
  2. FAQs · www.marcus.com
  3. 360 Savings Account Disclosures · www.capitalone.com
  4. 360 Savings Account Disclosures · www.capitalone.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
high yield savings accounts same day outgoing wire transfer cutoff times funds availability new account holds 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Ally Bank Marcus Goldman Sachs Capital One 360 Performance Savings outgoing domestic wire transfer same day cutoff hold policy
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
My mortgage lender requires proof of my down payment funds by end of… — Query fan-out · queryfanout.com