Real ChatGPT answer · index seedfuvzhDQA1BwcompleteFinance and banking · budgeting and savinginformational

Are online banks like SoFi safe to use for storing all my savings and what happens if the company goes out of business?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are online banks like SoFi safe to use for storing all my savings and what happens if the company goes out of business?
2 real searches · 1 real-search pass
SoFi Bank FDIC insurance $250,000 official deposit account failure FDIC 2026Google ↗
OBSERVEDConsequence
FDIC deposit insurance standard maximum $250,000 ownership category officialGoogle ↗
OBSERVEDDefinition

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence50%ReasonDefinition50%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
SoFi Bank FDIC insurance $250,000 official deposit account failure FDIC 2026 Google ↗
FDIC deposit insurance standard maximum $250,000 ownership category official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
SoFi Bank FDIC insurance $250,000 official deposit account failure FDIC 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
FDIC deposit insurance standard maximum $250,000 ownership category official
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1