What is the cheapest way to get underinsured motorist umbrella coverage that actually matches my state requirements without paying for expensive add-ons I do not need?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the cheapest way to get underinsured motorist umbrella coverage that actually matches my state requirements without paying for expensive add-ons I do not need?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
California 2026 uninsured underinsured motorist coverage requirements auto insurance limits umbrella excess UM UIM endorsement Google ↗
California personal umbrella policy excess uninsured underinsured motorist coverage endorsement availability Google ↗
- California Insurance Code § 11580.2 (2025) :: 2025 California Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Automobile Coverage Limits · insurance.ca.gov
- Auto Insurance Requirements · qr.dmv.ca.gov
- Filed 5/17/23 (unmodified opn. attached) · courts.ca.gov
- Policy Number: · viaa.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
California 2026 uninsured underinsured motorist coverage requirements auto insurance limits umbrella excess UM UIM endorsement OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
California personal umbrella policy excess uninsured underinsured motorist coverage endorsement availability OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |