Real ChatGPT answer · index seedfteIJdpDk2ocompleteInsurance · life insurancehowto

My husband and I are both in our late sixties and smoke pipes occasionally, so how do we find a smoker friendly life insurance company that won't charge us tier one cigarette rates?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
My husband and I are both in our late sixties and smoke pipes occasionally, so how do we find a smoker friendly life insurance company that won't charge us tier one cigarette rates?
2 real searches · 1 real-search pass
life insurance underwriting occasional pipe smoker tobacco classification pipe use non-cigarette rates insurers age 65 70Google ↗
OBSERVED
Mutual of Omaha pipe smoker life insurance underwriting pipe tobacco occasional smoker guidelinesGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
life insurance underwriting occasional pipe smoker tobacco classification pipe use non-cigarette rates insurers age 65 70 Google ↗
Mutual of Omaha pipe smoker life insurance underwriting pipe tobacco occasional smoker guidelines Google ↗
  1. Non-Smoker/Non-Nicotine Qualifications · producer.mutualofomaha.com
  2. Underwriting Guidelines · docs.crumplifeinsurance.com
  3. Life Insurance for Smokers: How to Choose · mutualofomaha.com
  4. Life Insurance for Smokers: What You Need to Know · newyorklife.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
life insurance underwriting occasional pipe smoker tobacco classification pipe use non-cigarette rates insurers age 65 70
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Mutual of Omaha pipe smoker life insurance underwriting pipe tobacco occasional smoker guidelines
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1