Real ChatGPT answer · index seedfp8iXoh3IFccompleteFinance and banking · checking and savings accountslocal

Does Bank of America overdraft protection cover ATM withdrawals or just debit card purchases for accounts opened in California?

ChatGPTgpt-61 query10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Does Bank of America overdraft protection cover ATM withdrawals or just debit card purchases for accounts opened in California?
1 real search · 1 real-search pass
Bank of America overdraft protection ATM withdrawals debit card purchases California account agreementGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
Bank of America overdraft protection ATM withdrawals debit card purchases California account agreement Google ↗
  1. Deposit Agreement and Disclosures · info.bankofamerica.com
  2. Deposit Agreement and Disclosures · bankofamerica.com
  3. Bank of America Advantage Banking: Open a Checking Account Today · bankofamerica.com
  4. Personal Accounts · bankofamericaoverdraftsettlement.com
  5. PCH-00-53-5420NSB.pdf · secure.bankofamerica.com

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Bank of America overdraft protection ATM withdrawals debit card purchases California account agreement
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1