Real ChatGPT answer · index seedfobgF35DgZ4completeFinance and banking · checking and savings accountshowto
Why is my Citibank savings account showing a lower interest payout this month even though the APY advertised online hasn't changed at all?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why is my Citibank savings account showing a lower interest payout this month even though the APY advertised online hasn't changed at all?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Citibank savings account interest rate APY daily balance terms 2026 Google ↗
site:citi.com savings account interest calculated daily average daily balance APY Citi savings terms Google ↗
- Consumer Deposit Account Agreement · online.citi.com
- Consumer Deposit Account Agreement · aemapi.citi.com
- official savings rates · citi.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Citibank savings account interest rate APY daily balance terms 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
site:citi.com savings account interest calculated daily average daily balance APY Citi savings terms OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |