Real ChatGPT answer · index seedfnMCHR8FeIAcompleteInsurance · health insurance planscommercial

Comparing health plans for my five-person startup and I need to understand the true financial difference between an HMO and a PPO regarding deductibles.

ChatGPTgpt-61 query11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Comparing health plans for my five-person startup and I need to understand the true financial difference between an HMO and a PPO regarding deductibles.
1 real search · 1 real-search pass
HMO vs PPO deductible out of pocket maximum employer health insurance plan comparison Healthcare.gov network deductibleGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model).

Searches and sources

ChatGPT1 real searches · gpt-6
HMO vs PPO deductible out of pocket maximum employer health insurance plan comparison Healthcare.gov network deductible Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
HMO vs PPO deductible out of pocket maximum employer health insurance plan comparison Healthcare.gov network deductible
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
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