How can a freelancer with erratic monthly income qualify for a mortgage or apartment lease without a steady paycheck stub?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How can a freelancer with erratic monthly income qualify for a mortgage or apartment lease without a steady paycheck stub?
3 real searches · 1 real-search pass
Fannie Mae selling guide self-employed borrower income documentation tax returns 2026Google ↗
OBSERVEDReason
HUD FHA self-employed borrower income documentation two years tax returns mortgageGoogle ↗
OBSERVEDShort fact
rental application self-employed income verification bank statements landlord documentationGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae selling guide self-employed borrower income documentation tax returns 2026 Google ↗
HUD FHA self-employed borrower income documentation two years tax returns mortgage Google ↗
rental application self-employed income verification bank statements landlord documentation Google ↗
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
- Qualifying for a Mortgage When You’re Self-Employed · myhome.freddiemac.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide self-employed borrower income documentation tax returns 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
HUD FHA self-employed borrower income documentation two years tax returns mortgage OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
rental application self-employed income verification bank statements landlord documentation OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |