Real ChatGPT answer · index seedff2MMO31fy4completeFinance and banking · mortgagescomparison

Is an FHA loan better than a conventional loan for someone with a 620 credit score who just started working?

ChatGPTgpt-61 query10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is an FHA loan better than a conventional loan for someone with a 620 credit score who just started working?
1 real search · 1 real-search pass
2026 FHA mortgage credit score 580 3.5 percent down employment history conventional 620 Fannie Mae selling guide employment historyGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 1 queries…

Searches and sources

ChatGPT1 real searches · gpt-6
2026 FHA mortgage credit score 580 3.5 percent down employment history conventional 620 Fannie Mae selling guide employment history Google ↗
  1. General Requirements for Credit Scores · selling-guide.fanniemae.com
  2. Standards for Employment and Income Documentation · selling-guide.fanniemae.com
  3. What credit score do you need for a mortgage? · themortgagerecord.org

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 FHA mortgage credit score 580 3.5 percent down employment history conventional 620 Fannie Mae selling guide employment history
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1