Can I get a decent health insurance policy with a low monthly premium if I use a health savings account as a full time freelancer?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can I get a decent health insurance policy with a low monthly premium if I use a health savings account as a full time freelancer?
3 real searches · 1 real-search pass
2026 HSA contribution limits IRS 2026 HDHP minimum deductible out of pocket maximumGoogle ↗
OBSERVEDReason
New York State of Health self employed health insurance premium tax credits 2026 HSA qualified plansGoogle ↗
OBSERVEDOther / navigational
2026 enhanced premium tax credits expiration 2025 ACA marketplace IRS CMS 2026Google ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 HSA contribution limits IRS 2026 HDHP minimum deductible out of pocket maximum Google ↗
New York State of Health self employed health insurance premium tax credits 2026 HSA qualified plans Google ↗
2026 enhanced premium tax credits expiration 2025 ACA marketplace IRS CMS 2026 Google ↗
- Internal Revenue Bulletin: 2025-21 · irs.gov
- What are Health Savings Account-eligible plans? · healthcare.gov
- How to Save Money on Monthly Health Insurance Premiums · healthcare.gov
- Insurance Discounts and Savings · dfs.ny.gov
- Publication 969 (2025), Health Savings Accounts and Other Tax-Favored Health Plans · irs.gov
- NY State of Health official marketplace · nystateofhealth.ny.gov
- New York State Department of Health Announces Open Enrollment for 2027 Coverage · health.ny.gov
- Instructions for Form 8889 (2025) · irs.gov
- How Health Savings Account-eligible plans work · healthcare.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 HSA contribution limits IRS 2026 HDHP minimum deductible out of pocket maximum OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
New York State of Health self employed health insurance premium tax credits 2026 HSA qualified plans OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
2026 enhanced premium tax credits expiration 2025 ACA marketplace IRS CMS 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |