What happens to joint credit card accounts that I opened with a relative while I was still in college if I file for bankruptcy alone?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What happens to joint credit card accounts that I opened with a relative while I was still in college if I file for bankruptcy alone?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
United States bankruptcy joint credit card debt co debtor Chapter 7 Chapter 13 co-debtor stay 11 USC 1301 official Google ↗
CFPB joint credit card account bankruptcy co-signer joint account holder liability bankruptcy Google ↗
- U.S.C. Title 11 · govinfo.gov
- Motion for Relief from Co-Debtor Stay · insb.uscourts.gov
- Elements of a Federal Nontax Debt · fiscal.treasury.gov
- Am I responsible for charges on a joint credit card account if I didn’t make them? · consumerfinance.gov
- § 1026.51 Ability to Pay. · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
United States bankruptcy joint credit card debt co debtor Chapter 7 Chapter 13 co-debtor stay 11 USC 1301 official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB joint credit card account bankruptcy co-signer joint account holder liability bankruptcy OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |