Real ChatGPT answer · index seedfZwlIUeIaIYcompleteFinance and banking · checking and savings accountsinformational
Is my money completely safe in an online only bank under current FDIC insurance limits if Congress changes the rules?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is my money completely safe in an online only bank under current FDIC insurance limits if Congress changes the rules?
1 real search · 1 real-search pass
FDIC deposit insurance standard maximum deposit insurance amount $250,000 per depositor per insured bank ownership category current 2026 Congress change law full faith credit online bank fintech depositsGoogle ↗
OBSERVEDYes / no
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
FDIC deposit insurance standard maximum deposit insurance amount $250,000 per depositor per insured bank ownership category current 2026 Congress change law full faith credit online bank fintech deposits Google ↗
- 12 U.S.C. § 1821: Insurance Funds · uscode.house.gov
- 12 U.S.C. § 1821: Insurance Funds · uscode.house.gov
- Deposit Insurance At A Glance · fdic.gov
- edie.fdic.gov · edie.fdic.gov
- General Principles of Insurance Coverage · fdic.gov
- Deposit Insurance · fdic.gov
- FDIC deposit insurance calculator · edie.fdic.gov
Queries
1 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FDIC deposit insurance standard maximum deposit insurance amount $250,000 per depositor per insured bank ownership category current 2026 Congress change law full faith credit online bank fintech deposits OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |