How do origination fee costs affect the overall annual percentage rate and true cost of borrowing across different online personal loan platforms?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do origination fee costs affect the overall annual percentage rate and true cost of borrowing across different online personal loan platforms?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB personal loan origination fee APR upfront fee personal loans APR includes fees Google ↗
online personal loan lenders origination fee SoFi Upgrade Upstart LendingClub official fee APR Google ↗
- What is an origination fee? · upgrade.com
- Do I have to pay anything out of pocket to obtain a loan? · help.prosper.com
- Rates and Terms · sofi.com
- What Is a Personal Loan Origination Fee? · discover.com
- Personal Loan: Are there any fees? · upgrade.com
- Do personal installment loans have fees? · consumerfinance.gov
- What is the difference between a loan interest rate and the APR? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB personal loan origination fee APR upfront fee personal loans APR includes fees OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
online personal loan lenders origination fee SoFi Upgrade Upstart LendingClub official fee APR OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |