How does my debt to income ratio affect my interest rate compared to my credit score on a conventional loan?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does my debt to income ratio affect my interest rate compared to my credit score on a conventional loan?
2 real searches · 1 real-search pass
Fannie Mae conventional mortgage debt-to-income ratio underwriting maximum 50 percent credit score loan level price adjustments DTI pricing matrix 2026Google ↗
OBSERVED
FHFA Fannie Mae Freddie Mac loan-level price adjustment matrix credit score LTV debt-to-income ratio mortgage pricingGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae conventional mortgage debt-to-income ratio underwriting maximum 50 percent credit score loan level price adjustments DTI pricing matrix 2026 Google ↗
FHFA Fannie Mae Freddie Mac loan-level price adjustment matrix credit score LTV debt-to-income ratio mortgage pricing Google ↗
- Debt-to-Income Ratios · selling-guide.fanniemae.com
- Selling Guide · singlefamily.fanniemae.com
- Determining the Credit Score for a Mortgage Loan · selling-guide.fanniemae.com
- General Requirements for Credit Scores · selling-guide.fanniemae.com
- Eligibility & Pricing · singlefamily.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae conventional mortgage debt-to-income ratio underwriting maximum 50 percent credit score loan level price adjustments DTI pricing matrix 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FHFA Fannie Mae Freddie Mac loan-level price adjustment matrix credit score LTV debt-to-income ratio mortgage pricing OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |