How do insurance companies factor in family size and modified adjusted gross income when calculating monthly health insurance premiums and advanced premium tax credits?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do insurance companies factor in family size and modified adjusted gross income when calculating monthly health insurance premiums and advanced premium tax credits?
3 real searches · 1 real-search pass
2026 ACA premium tax credit household income family size MAGI applicable percentage IRS 2026Google ↗
OBSERVEDReason
HealthCare.gov household income family size premium tax credit MAGI household rulesGoogle ↗
OBSERVEDReason
IRS premium tax credit 2026 repayment limits applicable percentage tableGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 ACA premium tax credit household income family size MAGI applicable percentage IRS 2026 Google ↗
HealthCare.gov household income family size premium tax credit MAGI household rules Google ↗
IRS premium tax credit 2026 repayment limits applicable percentage table Google ↗
- Questions and answers on the Premium Tax Credit · irs.gov
- How to Save Money on Monthly Health Insurance Premiums · healthcare.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 ACA premium tax credit household income family size MAGI applicable percentage IRS 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
HealthCare.gov household income family size premium tax credit MAGI household rules OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS premium tax credit 2026 repayment limits applicable percentage table OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |