Real ChatGPT answer · index seedfNNBVIFqPyQcompleteFinance and banking · checking and savings accountsbrand
Discover Bank just did a credit check when I opened a new savings account, and I want to know if that was a hard versus soft credit pull that will lower my score while we are shopping for a new house.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Discover Bank just did a credit check when I opened a new savings account, and I want to know if that was a hard versus soft credit pull that will lower my score while we are shopping for a new house.
3 real searches · 1 real-search pass
Discover Bank savings account application credit inquiry hard pull or soft pull officialGoogle ↗
OBSERVED
Discover Bank deposit account opening credit check ChexSystems soft inquiry credit bureauGoogle ↗
OBSERVED
CFPB hard inquiry soft inquiry credit score mortgage shopping credit reportGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Discover Bank savings account application credit inquiry hard pull or soft pull official Google ↗
Discover Bank deposit account opening credit check ChexSystems soft inquiry credit bureau Google ↗
CFPB hard inquiry soft inquiry credit score mortgage shopping credit report Google ↗
- Is Opening A Bank Account A Soft Or Hard Pull? · doctorofcredit.com
- AnnualCreditReport.com · annualcreditreport.com
- What happens when a mortgage lender checks my credit? · consumerfinance.gov
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Discover Bank savings account application credit inquiry hard pull or soft pull official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Discover Bank deposit account opening credit check ChexSystems soft inquiry credit bureau OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB hard inquiry soft inquiry credit score mortgage shopping credit report OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |