Real ChatGPT answer · index seedfI9XR5DASiQcompleteFinance and banking · credit scores and repairinformational
How do credit scoring models treat a closed credit card account that still has a small remaining balance on it?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do credit scoring models treat a closed credit card account that still has a small remaining balance on it?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FICO closed credit card account balance utilization closed account credit limit scoring model Google ↗
Experian closed credit card account balance utilization credit score closed account remains on credit report Google ↗
- Understanding Accounts That May Affect Your Credit Utilization Ratio · myfico.com
- How credit limit decreases can affect your score · myfico.com
- How Long Do Closed Accounts Stay on Your Credit Report? · experian.com
- Closed Credit Card Accounts Showing on Credit Report · experian.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO closed credit card account balance utilization closed account credit limit scoring model OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Experian closed credit card account balance utilization credit score closed account remains on credit report OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |