Real ChatGPT answer · index seedfHrSy6JtLyQcompleteInsurance · life insurancecommercial

How does smoking affect the cost of a million dollar life insurance policy for someone running an LLC in New York?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does smoking affect the cost of a million dollar life insurance policy for someone running an LLC in New York?
2 real searches · 1 real-search pass
New York life insurance smoker tobacco underwriting rates LLC business-owned key person life insurance tax treatment 2026Google ↗
OBSERVED
life insurance tobacco smoker rates nicotine underwriting how long quit tobacco preferred nonsmoker insurerGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
New York life insurance smoker tobacco underwriting rates LLC business-owned key person life insurance tax treatment 2026 Google ↗
life insurance tobacco smoker rates nicotine underwriting how long quit tobacco preferred nonsmoker insurer Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
New York life insurance smoker tobacco underwriting rates LLC business-owned key person life insurance tax treatment 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
life insurance tobacco smoker rates nicotine underwriting how long quit tobacco preferred nonsmoker insurer
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1