What is the step-by-step process for restructuring my current life insurance portfolio to minimize modified endowment contract status pitfalls?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the step-by-step process for restructuring my current life insurance portfolio to minimize modified endowment contract status pitfalls?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS Internal Revenue Code 7702A modified endowment contract seven pay test material change guidance Google ↗
IRS life insurance modified endowment contract loans distributions 10 percent additional tax section 72 Google ↗
- 26 U.S.C. § 7702A: Modified endowment contract defined · uscode.house.gov
- § 7702A — TITLE 26—INTERNAL REVENUE CODE · govinfo.gov
- 26 U.S.C. § 72: Annuities; certain proceeds of endowment and life insurance contracts · uscode.house.gov
- Internal Revenue Code Section 7702A · uscode.house.gov
- Section 72 · uscode.house.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS Internal Revenue Code 7702A modified endowment contract seven pay test material change guidance OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
IRS life insurance modified endowment contract loans distributions 10 percent additional tax section 72 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |