Real ChatGPT answer · index seedfBIllKz584McompleteFinance and banking · credit scores and repairinformational

How long do hard inquiries stay on my credit report and how much do they actually lower my score?

ChatGPTgpt-61 query10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How long do hard inquiries stay on my credit report and how much do they actually lower my score?
1 real search · 1 real-search pass
how long hard inquiries stay on credit report impact credit score FICO official Experian CFPBGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 1 queries…

Searches and sources

ChatGPT1 real searches · gpt-6
how long hard inquiries stay on credit report impact credit score FICO official Experian CFPB Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
how long hard inquiries stay on credit report impact credit score FICO official Experian CFPB
OBSERVED
Google ↗
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