Real ChatGPT answer · index seedfB7GpBP1cZ8completeFinance and banking · credit scores and repaircomparison
Will closing my oldest credit card hurt my score more than keeping it open with a zero balance when we apply for a mortgage next year?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Will closing my oldest credit card hurt my score more than keeping it open with a zero balance when we apply for a mortgage next year?
1 real search · 1 real-search pass
FICO closing oldest credit card impact credit utilization closed account remains credit report 10 years mortgage preparation CFPBGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
FICO closing oldest credit card impact credit utilization closed account remains credit report 10 years mortgage preparation CFPB Google ↗
- Does Closing a Credit Card Boost Your FICO Score? · myfico.com
- Does my credit score affect my ability to get a mortgage loan or the mortgage rate I pay? · consumerfinance.gov
- Does it hurt my credit to close a credit card? · proxy.goincop1.workers.dev