Real ChatGPT answer · index seedfAyODTjPROscompleteFinance and banking · budgeting and savingcommercial

I need to compare the current interest rates of Capital One 360 and SoFi high yield savings accounts right now to find out which one will give me a better return on my emergency cash today.

ChatGPTgpt-61 query10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I need to compare the current interest rates of Capital One 360 and SoFi high yield savings accounts right now to find out which one will give me a better return on my emergency cash today.
1 real search · 1 real-search pass
Capital One 360 Performance Savings APY current October 2026 rate SoFi Savings APY current October 2026 officialGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
Capital One 360 Performance Savings APY current October 2026 rate SoFi Savings APY current October 2026 official Google ↗
  1. High-Yield Rate: 360 Performance Savings · capitalone.com
  2. Terms of Use · sofi.com
  3. SoFi vs Capital One 360: HYSA Rates Compared · clearvaluelending.com

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Capital One 360 Performance Savings APY current October 2026 rate SoFi Savings APY current October 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1