Real ChatGPT answer · index seedf3xBCBe6FKUcompleteFinance and banking · personal loansinformational
How does checking my loan rates with SoFi affect my credit score, and is it a hard inquiry or a soft pull when I use their pre-qualification tool?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does checking my loan rates with SoFi affect my credit score, and is it a hard inquiry or a soft pull when I use their pre-qualification tool?
1 real search · 1 real-search pass
SoFi prequalification personal loan soft credit inquiry hard inquiry officialGoogle ↗
OBSERVEDYes / no
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
SoFi prequalification personal loan soft credit inquiry hard inquiry official Google ↗
- Eligibility & Applying for a SoFi Personal Loan · support.sofi.com
- What is the difference between a soft credit pull vs a hard credit pull? · support.sofi.com
- The Basics of a SoFi Personal Loan! · support.sofi.com
- What is a credit inquiry? · consumerfinance.gov
- How to Prequalify for a Personal Loan · sofi.com
- When will my lender run or obtain a copy of my credit report? · consumerfinance.gov