The claims adjuster is offering actual cash value for my destroyed kitchen instead of replacement cost, and I need to figure out how to dispute this valuation immediately today.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
The claims adjuster is offering actual cash value for my destroyed kitchen instead of replacement cost, and I need to figure out how to dispute this valuation immediately today.
2 real searches · 1 real-search pass
North Carolina Department of Insurance homeowners claim actual cash value replacement cost depreciation dispute appraisal consumer complaint unfair claims settlement practicesGoogle ↗
OBSERVEDReason
North Carolina homeowners insurance claim settlement regulations 11 NCAC 4.0100 appraisal replacement cost policyGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
North Carolina Department of Insurance homeowners claim actual cash value replacement cost depreciation dispute appraisal consumer complaint unfair claims settlement practices Google ↗
North Carolina homeowners insurance claim settlement regulations 11 NCAC 4.0100 appraisal replacement cost policy Google ↗
- FAQs About Homeowners Insurance · ncdoi.gov
- Loss Prevention and Aftermath · ncdoi.gov
- Claims and Adjuster Information · ncdoi.gov
- North Carolina Administrative Code, Section .0100, Section 04 .0117 - STATEMENT OF ACTION | North Carolina Administrative Code · regulations.justia.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
North Carolina Department of Insurance homeowners claim actual cash value replacement cost depreciation dispute appraisal consumer complaint unfair claims settlement practices OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
North Carolina homeowners insurance claim settlement regulations 11 NCAC 4.0100 appraisal replacement cost policy OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |