Are mental health conditions completely excluded from cheap short term disability plans, or do I need to upgrade to a pricier long term policy?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are mental health conditions completely excluded from cheap short term disability plans, or do I need to upgrade to a pricier long term policy?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
short term disability insurance mental health conditions coverage limitations mental nervous disorders policy exclusion 2026 Google ↗
Virginia short term disability insurance mental health coverage group individual policy limitations Google ↗
- Short-Term Disability for Mental Health: How It Works · certicare.org
- Short-Term Disability Due to a Mental Health Condition · northwesternmutual.com
- Group Disability Income Insurance Policy and Certificate Uniform Standards · insurancecompact.org
- Short-term Limited-duration Plans in Virginia · scc.virginia.gov
- Short-Term, Limited-Duration Insurance and Independent, Noncoordinated Excepted Benefits Coverage (CMS-9904-F) Fact Sheet · cms.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
short term disability insurance mental health conditions coverage limitations mental nervous disorders policy exclusion 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Virginia short term disability insurance mental health coverage group individual policy limitations OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |