How does replacement cost coverage work when evaluating a fire damage insurance settlement offer for our ruined furniture?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does replacement cost coverage work when evaluating a fire damage insurance settlement offer for our ruined furniture?
1 real search · 1 real-search pass
homeowners insurance personal property replacement cost actual cash value recoverable depreciation furniture fire claim consumer guidance NAICGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
homeowners insurance personal property replacement cost actual cash value recoverable depreciation furniture fire claim consumer guidance NAIC Google ↗
- Virginia SCC · scc.virginia.gov
- Virginia SCC · scc.virginia.gov
- P&C Common Problems 2025 · scc.virginia.gov
- official insurance consumer services page · scc.virginia.gov