How can I tell if a hard inquiry on my credit report is legitimate or the result of unauthorized activity
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The searches the AI actually ran for this prompt.
SEED QUERY
How can I tell if a hard inquiry on my credit report is legitimate or the result of unauthorized activity
1 real search · 1 real-search pass
CFPB dispute unauthorized hard inquiry credit report permissible purpose FCRA identity theft FTC credit freezeGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
CFPB dispute unauthorized hard inquiry credit report permissible purpose FCRA identity theft FTC credit freeze Google ↗
- AnnualCreditReport.com · annualcreditreport.com
- IdentityTheft.gov · identitytheft.gov
- Consumer Financial Protection Bureau (CFPB) · consumerfinance.gov
- How do I dispute an error on my credit report? · consumerfinance.gov
- What do I do if I am a victim of identity theft? · consumerfinance.gov
- Equifax credit freeze · equifax.com
- Experian credit freeze · experian.com
- TransUnion credit freeze · transunion.com
- What is a credit freeze or security freeze on my credit report? · consumerfinance.gov
- Understanding Your Credit · consumer.ftc.gov