Can you compare the credit score drop from a chapter seven bankruptcy versus a voluntary house foreclosure at age seventy?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you compare the credit score drop from a chapter seven bankruptcy versus a voluntary house foreclosure at age seventy?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
FICO credit score impact bankruptcy foreclosure points drop chapter 7 foreclosure reporting seven years ten years Google ↗
CFPB foreclosure bankruptcy credit report seven years bankruptcy ten years mortgage deficiency debt Texas Google ↗
- Research looks at how mortgage delinquencies affect scores - Banking Analytics Blog Page 1 of 11 · fdic.gov
- FICO® FAQ · huntington.com
- How long does a bankruptcy appear on credit reports? · consumerfinance.gov
- If I lose my home to foreclosure, can I ever buy a home again? What impact will a foreclosure have on my credit report? · consumerfinance.gov
- Chapter 7 Bankruptcy Fact Sheet · texaslawhelp.org
- Trouble Paying Your Mortgage or Facing Foreclosure? · consumer.ftc.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO credit score impact bankruptcy foreclosure points drop chapter 7 foreclosure reporting seven years ten years OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB foreclosure bankruptcy credit report seven years bankruptcy ten years mortgage deficiency debt Texas OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |