Is aggregating my federal loans into a direct consolidation loan better than keeping them separate when pursuing income-driven forgiveness?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is aggregating my federal loans into a direct consolidation loan better than keeping them separate when pursuing income-driven forgiveness?
3 real searches · 1 real-search pass
2026 federal student loan IDR consolidation payment count rules official Department of EducationGoogle ↗
OBSERVED
Federal Student Aid direct consolidation loan IDR qualifying payment count weighted average 2026 officialGoogle ↗
OBSERVED
StudentAid.gov income-driven repayment plans consolidation loans eligibility Parent PLUS 2026Google ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
2026 federal student loan IDR consolidation payment count rules official Department of Education Google ↗
Federal Student Aid direct consolidation loan IDR qualifying payment count weighted average 2026 official Google ↗
StudentAid.gov income-driven repayment plans consolidation loans eligibility Parent PLUS 2026 Google ↗
- 5 Things to Know Before Consolidating Federal Student Loans · studentaid.gov
- Should I consolidate my federal student loans into a federal Direct Consolidation Loan? · consumerfinance.gov
- SAVE Plan Borrowers: FAQs About Choosing a Different Repayment Plan · studentaid.gov
- Top FAQs About Income-Driven Repayment Plans · studentaid.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 federal student loan IDR consolidation payment count rules official Department of Education OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Federal Student Aid direct consolidation loan IDR qualifying payment count weighted average 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
StudentAid.gov income-driven repayment plans consolidation loans eligibility Parent PLUS 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |