What do pre existing condition clause exclusions mean for someone switching disability insurance plans while watching every dollar of out of pocket medical costs?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What do pre existing condition clause exclusions mean for someone switching disability insurance plans while watching every dollar of out of pocket medical costs?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
disability insurance pre-existing condition exclusion look-back period policy switching consumer guidance Google ↗
NAIC disability income insurance pre-existing condition exclusion consumer Google ↗
- Maine Bureau of Insurance · maine.gov
- Standards for Individual Disability Income Insurance Policies · insurancecompact.org
- Policy Features · maine.gov
- Pre-Existing Conditions · hhs.gov
- Can I get coverage if I have a pre-existing condition? · hhs.gov
- Insurance Circular Letter No. 14 (2007): Pre-existing condition provisions in group and blanket disability policies · dfs.ny.gov
- Group Disability Income Insurance Policy and Certificate Uniform Standards · insurancecompact.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
disability insurance pre-existing condition exclusion look-back period policy switching consumer guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
NAIC disability income insurance pre-existing condition exclusion consumer OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |