Real ChatGPT answer · index seedeXkZATBeJGgcompleteInsurance · health insurance planscommercial

Break down how a high-deductible health plan with a health savings account will actually lower my monthly premiums if I switch policies today.

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Break down how a high-deductible health plan with a health savings account will actually lower my monthly premiums if I switch policies today.
2 real searches · 1 real-search pass
2026 IRS HSA contribution limits HDHP minimum deductible out of pocket maximum Revenue Procedure 2025Google ↗
OBSERVEDReason
Healthcare.gov high deductible health plan HSA premiums deductible out of pocket costs compare plansGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
2026 IRS HSA contribution limits HDHP minimum deductible out of pocket maximum Revenue Procedure 2025 Google ↗
Healthcare.gov high deductible health plan HSA premiums deductible out of pocket costs compare plans Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 IRS HSA contribution limits HDHP minimum deductible out of pocket maximum Revenue Procedure 2025
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Healthcare.gov high deductible health plan HSA premiums deductible out of pocket costs compare plans
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1