Real ChatGPT answer · index seedeMeJpeIGwyAcompleteFinance and banking · credit cardscommercial

How can I check if a pre-approval offer I got in the mail for a new credit card is legitimate and will not result in a surprise hard inquiry?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How can I check if a pre-approval offer I got in the mail for a new credit card is legitimate and will not result in a surprise hard inquiry?
2 real searches · 1 real-search pass
FTC prescreened credit card offers firm offer credit inquiry opt out officialGoogle ↗
OBSERVED
CFPB credit card preapproval hard inquiry soft inquiry officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
FTC prescreened credit card offers firm offer credit inquiry opt out official Google ↗
CFPB credit card preapproval hard inquiry soft inquiry official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FTC prescreened credit card offers firm offer credit inquiry opt out official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
CFPB credit card preapproval hard inquiry soft inquiry official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1