Real ChatGPT answer · index seedeGbNBkH62oscompleteReal estate · buying a homeinformational

What financial documents do lenders require from a retiree who is applying for a conventional mortgage to buy a retirement home

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What financial documents do lenders require from a retiree who is applying for a conventional mortgage to buy a retirement home
2 real searches · 1 real-search pass
Fannie Mae Selling Guide retirement income documentation pension Social Security IRA asset depletion mortgage qualifying documentation 2026Google ↗
OBSERVEDReason
Freddie Mac Guide retirement income documentation Social Security pension IRA mortgage assets documentationGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Fannie Mae Selling Guide retirement income documentation pension Social Security IRA asset depletion mortgage qualifying documentation 2026 Google ↗
Freddie Mac Guide retirement income documentation Social Security pension IRA mortgage assets documentation Google ↗
  1. FAQ: Top Trending Selling FAQs · singlefamily.fanniemae.com
  2. Retirement Accounts · guide-selling.fanniemae.com
  3. Employment Related Assets as Qualifying Income · selling-guide.fanniemae.com
  4. Selling Guide_4.22.2026 · singlefamily.fanniemae.com
  5. Annuity, Pension, or Retirement Income · selling-guide.fanniemae.com
  6. General Income Information · selling-guide.fanniemae.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Fannie Mae Selling Guide retirement income documentation pension Social Security IRA asset depletion mortgage qualifying documentation 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Freddie Mac Guide retirement income documentation Social Security pension IRA mortgage assets documentation
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1