Real ChatGPT answer · index seede8gxaGyPn34completeLegal · bankruptcylocal

What happens to my retirement accounts and 401k if I declare bankruptcy in New York City

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What happens to my retirement accounts and 401k if I declare bankruptcy in New York City
2 real searches · 1 real-search pass
New York bankruptcy retirement accounts 401k IRA exemptions 11 USC 522(b)(3)(C) 522(n) CPLR 5205(c) official sourcesGoogle ↗
OBSERVEDReason
New York State bankruptcy exemptions retirement accounts pension 401k IRA official court legal aidGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
New York bankruptcy retirement accounts 401k IRA exemptions 11 USC 522(b)(3)(C) 522(n) CPLR 5205(c) official sources Google ↗
New York State bankruptcy exemptions retirement accounts pension 401k IRA official court legal aid Google ↗
  1. NYS Open Legislation · nysenate.gov
  2. 11 U.S.C. § 522: Exemptions · uscode.house.gov
  3. What You Need to Know About Bankruptcy · legalaidnyc.org
  4. Money That Can’t Be Taken to Collect a Debt · nycourts.gov
  5. 573BV · govinfo.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
New York bankruptcy retirement accounts 401k IRA exemptions 11 USC 522(b)(3)(C) 522(n) CPLR 5205(c) official sources
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
New York State bankruptcy exemptions retirement accounts pension 401k IRA official court legal aid
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1