Real ChatGPT answer · index seede8Rhtd4IOTUcompleteLegal · bankruptcycommercial

What are the best steps to take right before filing Chapter 13 to ensure our retirement savings are fully shielded by state laws?

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are the best steps to take right before filing Chapter 13 to ensure our retirement savings are fully shielded by state laws?
3 real searches · 1 real-search pass
New York bankruptcy exemptions retirement accounts CPLR 5205(c) Chapter 13 IRA 2026 official statuteGoogle ↗
OBSERVEDReason
11 USC 522(b)(3)(C) retirement funds exemption IRA 2026 officialGoogle ↗
OBSERVEDOther / navigational
New York bankruptcy exemption choose state or federal exemptions 11 USC 522 New York retirement accountsGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational33%Comparison33%ConsequenceReason33%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
New York bankruptcy exemptions retirement accounts CPLR 5205(c) Chapter 13 IRA 2026 official statute Google ↗
11 USC 522(b)(3)(C) retirement funds exemption IRA 2026 official Google ↗
New York bankruptcy exemption choose state or federal exemptions 11 USC 522 New York retirement accounts Google ↗
  1. 11 U.S.C. § 522: Exemptions · uscode.house.gov
  2. NYS Open Legislation · nysenate.gov
  3. Voluntary Petition · nyeb.uscourts.gov
  4. Voluntary Petition for Individuals Filing for Bankruptcy · nyeb.uscourts.gov

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
New York bankruptcy exemptions retirement accounts CPLR 5205(c) Chapter 13 IRA 2026 official statute
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
11 USC 522(b)(3)(C) retirement funds exemption IRA 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
New York bankruptcy exemption choose state or federal exemptions 11 USC 522 New York retirement accounts
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1