Real ChatGPT answer · index seede6sGfoQtpFQcompleteFinance and banking · personal loanscommercial

I need a comprehensive comparison of current SoFi personal loan rates versus local bank offers for a thirty thousand dollar family consolidation loan.

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I need a comprehensive comparison of current SoFi personal loan rates versus local bank offers for a thirty thousand dollar family consolidation loan.
2 real searches · 1 real-search pass
SoFi personal loan current APR rates origination fee October 2026 officialGoogle ↗
OBSERVEDShort fact
Savannah Georgia banks credit unions personal loans rates APR official October 2026Google ↗
OBSERVEDShort fact

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short fact100%Other / navigationalComparisonConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
SoFi personal loan current APR rates origination fee October 2026 official Google ↗
Savannah Georgia banks credit unions personal loans rates APR official October 2026 Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
SoFi personal loan current APR rates origination fee October 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
Savannah Georgia banks credit unions personal loans rates APR official October 2026
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1