Should we open a custodial brokerage account on Fidelity or Charles Schwab for our kids birthday money and cash gifts
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Should we open a custodial brokerage account on Fidelity or Charles Schwab for our kids birthday money and cash gifts
3 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Fidelity custodial account UTMA UGMA fees minimum investment official 2026 Google ↗
Charles Schwab custodial account UTMA UGMA fees minimum investment official 2026 Google ↗
California UTMA age of termination custodial account age 18 21 official Google ↗
- Custodial Account | Plan For A Child's Future · fidelity.com
- Investment Accounts for Kids · schwab.com
- All Account Fees and Minimums · schwab.com
- Best Custodial Brokerage Accounts for Kids & Minors 2026 · stockbrokers.com
- California Probate Code § 3920 (2025) :: 2025 California Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- California Code, Probate Code - PROB § 3920.5 · codes.findlaw.com
- UGMA & UTMA accounts | Tips for custodial accounts · fidelity.com
- Saving for College: Custodial Accounts · schwab.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fidelity custodial account UTMA UGMA fees minimum investment official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Charles Schwab custodial account UTMA UGMA fees minimum investment official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
California UTMA age of termination custodial account age 18 21 official OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |