Real ChatGPT answer · index seeddyY0hUeSJHIcompleteFinance and banking · credit scores and repairinformational
How do automated underwriting engines evaluate a co-signer whose debt-to-income ratio is borderline but whose credit score exceeds 780?
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The searches the AI actually ran for this prompt.
SEED QUERY
How do automated underwriting engines evaluate a co-signer whose debt-to-income ratio is borderline but whose credit score exceeds 780?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae Desktop Underwriter debt-to-income ratio credit score risk factors co-borrower official guidance Google ↗
Freddie Mac Loan Product Advisor debt-to-income ratio credit score automated underwriting official guide Google ↗
- Desktop Underwriter Credit Risk Assessment Updates · singlefamily.fanniemae.com
- Risk Factors Evaluated by DU · selling-guide.fanniemae.com
- Comprehensive Risk Assessment · selling-guide.fanniemae.com
- Desktop Underwriter General Frequently Asked Questions · singlefamily.fanniemae.com
- General Information on DU · selling-guide.fanniemae.com
- Debt-to-Income Ratios · guide-selling.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae Desktop Underwriter debt-to-income ratio credit score risk factors co-borrower official guidance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac Loan Product Advisor debt-to-income ratio credit score automated underwriting official guide OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |