Are long term care insurance premiums worth buying through my employer plan or is independent coverage cheaper right now?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are long term care insurance premiums worth buying through my employer plan or is independent coverage cheaper right now?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model).
Searches and sources
ChatGPT2 real searches · gpt-6
2026 long-term care insurance average premiums age 50 55 60 individual policy employer group coverage comparison Maryland Google ↗
employer-sponsored long-term care insurance group vs individual policies portability underwriting premiums comparison 2026 Google ↗
- 2026 Long-Term Care Insurance Price Index | LTC Insurance Costs by Age · aaltci.org
- New 2026 Study Reveals Long-Term Care Insurance Costs Can Differ By Thousands of Dollars Among Leading Insurers American Association for Long Term Care Insurance · aaltci.org
- Long Term Care Insurance · insurance.ca.gov
- Congressional Research Service · congress.gov
- Group vs. Individual Long Term Care Insurance Compare Employer LTC insurance costs · aaltci.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 long-term care insurance average premiums age 50 55 60 individual policy employer group coverage comparison Maryland OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
employer-sponsored long-term care insurance group vs individual policies portability underwriting premiums comparison 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |